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@Homeequitylineofcredit
Oko
A Home equity line of credit (HELOC) is a flexible, revolving line of credit that allows homeowners to borrow against the equity in their home. Unlike a traditional loan, a HELOC provides a set borrowing limit that you can draw from as needed, similar to a credit card, rather than receiving a lump sum upfront. Your home serves as collateral, and the interest rate is typically variable, adjusting with market fluctuations. This financial tool is often used for significant expenses like home renovations, debt consolidation, funding education, or covering unexpected emergencies, offering a convenient way to access your home's value without selling the property.
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